About Becky Smith

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So far Becky Smith has created 6 blog entries.

Pros and Cons of a Reverse Mortgage

A reverse mortgage can be an incredibly valuable retirement plan that increases retirees income streams by using their largest assets: their home. But as is the case with most things there are both pros and cons to obtaining a reverse mortgage. A reverse mortgage allows homeowners to borrow against their home’s equity, as well as maintain ownership of [...]

How Does A Reverse Mortgage Work?

Without a doubt the two most common questions that I hear in relation to reverse mortgages are “What is a reverse mortgage?” and “How does a reverse mortgage work?” A reverse mortgage, like a traditional mortgage, is a loan that’s made by the lender to the homeowner using the home as security or collateral. With a [...]

How Do Reverse Mortgage Proceeds Impact Medicaid/Supplemental Security Income?

A conversation with a potential client today reminded me of an important question that comes up from time to time. Even scarier is how many times; it may not come up, thereby preventing the discussion and the subsequent necessary information to determine how best to structure their Reverse Mortgage proceeds. We all are familiar with [...]

Rhinestone Grannies

From Broadway and Vegas to Hollywood and San Diego, the San Diego County Rhinestone Grannies are a group of talented grandmothers who share a love for dancing, singing, and entertaining. Through every dance, song, and comedy, the grannies embrace each day as a gift and encourage audience members to feel the same. 76-year-old grandmother Adrienne [...]

Your Guide to Reverse Mortgages

What’s a Reverse Mortgage? A reverse mortgage is an available loan to homeowners that are 62 years or older, and it allows them to turn parts of the equity in their homes into cash. This process was conceived to help homeowners with limited income manage the accumulated wealth in their homes and to cover their [...]

Bonnie Lee’s Birthday

What a joy and honor to attend the 80th birthday celebration of my former client and now friend, Bonnie Lee, on Saturday August 13, 2016, at the Descanso Town Center in San Diego County. After a tasty potluck luncheon, we were entertained by John James who is one of the members of [...]

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